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Novelty! Check the insurance for the tenant and the landlord

+48 12 200 52 82 FAQ Contact

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Landlord insurance

Get a guarantee of rent payment and insure yourself against the risks associated with renting

Do you rent an apartment? Check the offer for the tenant

What's included in landlord insurance?

Do you rent the property to other people? With landlord insurance, you can insure not only your apartment, but also the things in it. As a result, you will receive comprehensive protection that will provide you with a lease without worries.

Rental payments

You receive rental income protection when the tenant is late in paying the rent for more than 30 days (up to 3 months rent, max. 9,000 PLN)

Rental breaks

If the premises are damaged and uninhabitable by the tenant, you will get rent compensation (up to 3-month rent, max. 9,000 PLN)

Legal protection

Secure your business connected with renting a property when a tenant refuses to move out

Third party liability insurance in private life

You can count on protection if you and your tenants inadvertently cause harm to others

Assistance at home

The protection includes the organization of assistance and covering the costs, e.g. in the event of a hydraulic system failure

Insurance of items against breakage

The insurer will pay compensation in the event of accidental damage to objects, e.g. as a result of breakage or cracking

Household movables (contents)

With insurance, you protect property belonging to you and your tenants in the event of random events or theft

Real estate

You insure your apartment against various random events, e.g. fire, flood

Rental payments

You receive rental income protection when the tenant is late in paying the rent for more than 30 days (up to 3 months rent, max. 9,000 PLN)

Rental breaks

If the premises are damaged and uninhabitable by the tenant, you will get rent compensation (up to 3-month rent, max. 9,000 PLN)

Legal protection

Secure your business connected with renting a property when a tenant refuses to move out

Third party liability insurance in private life

You can count on protection if you and your tenants inadvertently cause harm to others

Assistance at home

The protection includes the organization of assistance and covering the costs, e.g. in the event of a hydraulic system failure

Insurance of items against breakage

The insurer will pay compensation in the event of accidental damage to objects, e.g. as a result of breakage or cracking

Household movables (contents)

With insurance, you protect property belonging to you and your tenants in the event of random events or theft

Real estate

You insure your apartment against various random events, e.g. fire, flood

Get protection with insurance

Verify the tenant with the Tenant Certificate, ensure your safety and save up to 252 PLN per year. Are you wondering which package to choose? Contact our experts here.

You save up to 252 PLN per year

With a Certificate

Without a Certificate

Insurer

Type of insurance

Rental payments

Rental breaks

Legal protection

Third party liability insurance in private life

Assistance at home

Insurance against breakage

Household movables (contents)

Real estate

Download

Comfort

29 zł

/month

Rental payments

9 000 zł

Rental breaks

9 000 zł

Legal protection

30 000 zł

Third party liability insurance in private life

Assistance at home

Komfort

Insurance against breakage

Household movables (contents)

Real estate

Download

Product card

GTC

Premium

38 zł

/month

Rental payments

9 000 zł

Rental breaks

9 000 zł

Legal protection

30 000 zł

Third party liability insurance in private life

50 000 zł

Assistance at home

Super Plus

Insurance against breakage

2 000 zł

Household movables (contents)

Real estate

Download

Product card

GTC

The duration of the insurance contract is one year from the date of commencement of the protection period

With a Tenant Certificate, protection costs less

The Tenant Certificate is a proprietary solution from simpl.rent, which allows to verify tenants remotely in a few minutes and increases the safety of renting. It reduces formalities to a minimum – it will confirm the tenant's identity, check the credit history and verify whether his income is sufficient to cover the rent.

The standard price of the policy is 50 PLN per month. If you verify the tenant, you will pay only 29 PLN for comprehensive insurance protection. Remember, it is enough that only one of your tenants in a given property will obtain the Tenant Certificate.

Having a Tenant Certificate by your tenant saves 252 PLN per year.

Rental payment guarantee

We will insure you against the loss of rental income when the tenant's delay in paying the rent is at least 30 days.

The sum insured is the equivalent of 3-month rent specified in the lease agreement concluded by the insured and the tenant (max. 9,000 PLN including rental break insurance).

Rental break insurance

Insurance coverage will work if your premises are destroyed or damaged to an extent that prevents the tenant from continuing to live. We compensate for the lost rent up to a maximum of the sum insured for a period not longer than 3 consecutive months (max. 9,000 PLN including insurance Rent payment guarantee).

How to buy landlord insurance?

Buying insurance involves a few simple steps without unnecessary formalities. In addition, after choosing an insurance package, you can use the tenant's verification and thus save up to 252 PLN per year on the premium.

Choose a package

You can choose one of two insurance packages Comfort or Premium

Fill a form

Fill the short form and providing the data necessary to conclude insurance.

Pay

Pay once or connect a payment card and save time thanks to automatic payments every month.

Receive a policy by e-mail

We will send the policy to the e-mail address provided. You can also download it from your account.

Check customers opinion

The development of insurance and financial services in the housing rental market has been greatly accelerated by simpl.rent. The insurance package dedicated to the landlord, combined with the Tenant Certificate, provides us with protection against non-paying tenants, but also protects modern equipment. This is a great added value to the tenant verification process, because the insurance protects us against unforeseen random accidents.

Magdalena Rybicka

Sales and Marketing Director in

In what cases can you receive compensation?

Below you can see examples of situations in which the insurer pays compensation under the Landlord Insurance. Find out more in the General Insurance Terms and Conditions.