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What's included in landlord insurance?

Do you rent the property to other people? With landlord insurance, you can insure not only your apartment, but also the things in it. As a result, you will receive comprehensive protection that will provide you with a lease without worries.
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Rental payments
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You receive rental income protection when the tenant is late in paying the rent for more than 30 days (up to 3 months rent, max. 9,000 PLN)
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Rental breaks
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If the premises are damaged and uninhabitable by the tenant, you will get rent compensation (up to 3-month rent, max. 9,000 PLN)
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Legal protection
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Secure your business connected with renting a property when a tenant refuses to move out
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Third party liability insurance in private life
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You can count on protection if you and your tenants inadvertently cause harm to others
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Assistance at home
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The protection includes the organization of assistance and covering the costs, e.g. in the event of a hydraulic system failure
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Insurance of items against breakage
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The insurer will pay compensation in the event of accidental damage to objects, e.g. as a result of breakage or cracking
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Household movables (contents)
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With insurance, you protect property belonging to you and your tenants in the event of random events or theft
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Real estate
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You insure your apartment against various random events, e.g. fire, flood
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Rental payments
Rental payments
You receive rental income protection when the tenant is late in paying the rent for more than 30 days (up to 3 months rent, max. 9,000 PLN)
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Rental breaks
Rental breaks
If the premises are damaged and uninhabitable by the tenant, you will get rent compensation (up to 3-month rent, max. 9,000 PLN)
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Legal protection
Legal protection
Secure your business connected with renting a property when a tenant refuses to move out
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Third party liability insurance in private life
Third party liability insurance in private life
You can count on protection if you and your tenants inadvertently cause harm to others
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Assistance at home
Assistance at home
The protection includes the organization of assistance and covering the costs, e.g. in the event of a hydraulic system failure
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Insurance of items against breakage
Insurance of items against breakage
The insurer will pay compensation in the event of accidental damage to objects, e.g. as a result of breakage or cracking
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Household movables (contents)
Household movables (contents)
With insurance, you protect property belonging to you and your tenants in the event of random events or theft
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Real estate
Real estate
You insure your apartment against various random events, e.g. fire, flood

Get protection with insurance

Verify the tenant with the Tenant Certificate, ensure your safety and save up to 252 PLN per year. Are you wondering which package to choose? Contact our experts here.
You save up to 252 PLN per year
With a Certificate
Without a Certificate
Insurer
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Type of insurance
Rental payments
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You receive rental income protection when the tenant is late in paying the rent for more than 30 days (up to 3 months rent, max. 9,000 PLN)

Rental breaks
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If the premises are damaged and uninhabitable by the tenant, you will get rent compensation (up to 3-month rent, max. 9,000 PLN)

Legal protection
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Secure your business connected with renting a property when a tenant refuses to move out

Third party liability insurance in private life
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You can count on protection if you and your tenants inadvertently cause harm to others

Assistance at home
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The protection includes the organization of assistance and covering the costs, e.g. in the event of a hydraulic system failure

Insurance against breakage
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The insurer will pay compensation in the event of accidental damage to objects, e.g. as a result of breakage or cracking

Household movables (contents)
info

With insurance, you protect property belonging to you and your tenants in the event of random events or theft

Real estate
info

You insure your apartment against various random events, e.g. fire, flood

Download
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Comfort
29
/month
*
Rental payments
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You receive rental income protection when the tenant is late in paying the rent for more than 30 days (up to 3 months rent, max. 9,000 PLN)

9 000 zł
Rental breaks
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If the premises are damaged and uninhabitable by the tenant, you will get rent compensation (up to 3-month rent, max. 9,000 PLN)

9 000 zł
Legal protection
info

Secure your business connected with renting a property when a tenant refuses to move out

30 000 zł
Third party liability insurance in private life
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You can count on protection if you and your tenants inadvertently cause harm to others

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Assistance at home
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The protection includes the organization of assistance and covering the costs, e.g. in the event of a hydraulic system failure

Komfort
Insurance against breakage
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The insurer will pay compensation in the event of accidental damage to objects, e.g. as a result of breakage or cracking

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Household movables (contents)
info

With insurance, you protect property belonging to you and your tenants in the event of random events or theft

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Real estate
info

You insure your apartment against various random events, e.g. fire, flood

+
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Premium
38
/month
*
Rental payments
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You receive rental income protection when the tenant is late in paying the rent for more than 30 days (up to 3 months rent, max. 9,000 PLN)

9 000 zł
Rental breaks
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If the premises are damaged and uninhabitable by the tenant, you will get rent compensation (up to 3-month rent, max. 9,000 PLN)

9 000 zł
Legal protection
info

Secure your business connected with renting a property when a tenant refuses to move out

30 000 zł
Third party liability insurance in private life
info

You can count on protection if you and your tenants inadvertently cause harm to others

50 000 zł
Assistance at home
info

The protection includes the organization of assistance and covering the costs, e.g. in the event of a hydraulic system failure

Super Plus
Insurance against breakage
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The insurer will pay compensation in the event of accidental damage to objects, e.g. as a result of breakage or cracking

2 000 zł
Household movables (contents)
info

With insurance, you protect property belonging to you and your tenants in the event of random events or theft

+
-
Real estate
info

You insure your apartment against various random events, e.g. fire, flood

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The duration of the insurance contract is one year from the date of commencement of the protection period

With a Tenant Certificate, protection costs less

The Tenant Certificate is a proprietary solution from simpl.rent, which allows to verify tenants remotely in a few minutes and increases the safety of renting. It reduces formalities to a minimum – it will confirm the tenant's identity, check the credit history and verify whether his income is sufficient to cover the rent.
The standard price of the policy is 50 PLN per month. If you verify the tenant, you will pay only 29 PLN for comprehensive insurance protection. Remember, it is enough that only one of your tenants in a given property will obtain the Tenant Certificate.

Having a Tenant Certificate by your tenant saves 252 PLN per year.

Rental payment guarantee

We will insure you against the loss of rental income when the tenant's delay in paying the rent is at least 30 days.
The sum insured is the equivalent of 3-month rent specified in the lease agreement concluded by the insured and the tenant (max. 9,000 PLN including rental break insurance).

Rental break insurance

Insurance coverage will work if your premises are destroyed or damaged to an extent that prevents the tenant from continuing to live. We compensate for the lost rent up to a maximum of the sum insured for a period not longer than 3 consecutive months (max. 9,000 PLN including insurance Rent payment guarantee).

How to buy landlord insurance?

Buying insurance involves a few simple steps without unnecessary formalities. In addition, after choosing an insurance package, you can use the tenant's verification and thus save up to 252 PLN per year on the premium.
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Choose a package
You can choose one of two insurance packages Comfort or Premium
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Fill a form
Fill the short form and providing the data necessary to conclude insurance.
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Pay
Pay once or connect a payment card and save time thanks to automatic payments every month.
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Receive a policy by e-mail
We will send the policy to the e-mail address provided. You can also download it from your account.
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Check customers opinion

The development of insurance and financial services in the housing rental market has been greatly accelerated by simpl.rent. The insurance package dedicated to the landlord, combined with the Tenant Certificate, provides us with protection against non-paying tenants, but also protects modern equipment. This is a great added value to the tenant verification process, because the insurance protects us against unforeseen random accidents.

W jakich przypadkach możesz liczyć na odszkodowanie?

Poniżej możesz zobaczyć przykładowe sytuacje, w których ubezpieczyciel wypłaca odszkodowanie dzięki Ubezpieczeniu wynajmującego. Więcej informacji znajdziesz w Ogólnych Warunkach Ubezpieczenia.