4.9 (512 reviews)

Find out what you need for income verification to speed things up

Verification isn’t the most exciting part of renting, but we’ll help you get through it stress-free. Just fill out the form and we’ll guide you on how to prepare.

What are your sources of income?

Select all that apply

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Please note: To receive a positive income verification status, your net income must be at least twice the monthly rent.

Note: This tool is only to help you prepare for income verification. Filling out the form does not start the verification process.

What do we check during tenant verification?

Identity

We verify if the tenant is who they say they are

Choose one of the three methods: bank login, video selfie with ID, or 1 PLN bank transfer.

Credit history

We analyze your credit and payment history

Just like banks do before granting a loan. We check data in 5 databases: BIK, KRD, ZBP, BIG InfoMonitor, and BIG ERIF.

Income

We confirm your ability to pay the rent

We check if the your income is at least twice the monthly rent. Landlords don’t see exact earnings, only a general range.

How does the verification process work step by step?

step 1/4

You receive an invitation to verify

The landlord, property manager, or agent sends you a link with the verification invitation.

Make sure the email comes from info@simpl.rent.

The message will include instructions and a link to start the process.

step 2/4

You prepare everything needed for verification

Your time matters to us, so before you start the verification, we’ll guide you on which documents to prepare.

Just fill in this form, and we’ll create a custom checklist for you.

Got everything ready? That way, the verification will go smoothly and without complications.

step 3/4

You go through the verification

To start, confirm your identity using one of three options: bank login, ID document, or a 1 PLN transfer.

We will analyze your payment and credit history to check that there are no signs of payment issues.

During income verification, we’ll check whether your average net income is at least twice the monthly rent.

step 4/4

Your Tenant Certificate is ready!

After completing all steps, the verification result will be added and shown in your Tenant Certificate summary.

The landlord will see only the final result, they will not have access to your personal financial data (see sample certificate).

Now you can contact the landlord and finalize the rest of your rental agreement ✌️

Encryption of sensitive data

Compliance with PSD2 & GDPR

Listed in the KNF register

How do we protect your data?

Your data protection and privacy are our top priorities at every step. We process your data only to generate the Tenant Certificate. The landlord sees only the final result of the verification – for example, income is displayed as "higher than 2x rent with fees."

Read more

Explore additional resources

Help Center

Read our comprehensive knowledge base and FAQs about the verification process.

Check it out

The verification from A to Z

See how simple the verification process is and what to expect.

Check it out

Income Verification Policy

Get familiar with the income assessment rules to go through the process smoothly.

Check it out

What do tenants say after completing verification with simpl.rent?

As tenants, we’re very satisfied with the verification process. Despite a complicated situation (working for a French company, a type of contract that doesn’t exist in Poland, and an unusual way of receiving income), we received all the help we needed by phone during verification.

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Magdalena M.

Verified review

Great customer service! Very fast and helpful – they assisted me with identity verification because I had issues with some documents. I recommend them for their effectiveness and reliability.

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Federico Z.

Verified review

Fantastic, fantastic, fantastic tenant support! During my call with Filip, we discussed an unusual income situation. I sent in extra documents and asked for an 'emergency' verification outside business hours due to time pressure from both sides. The process took less than 5 minutes in total. I definitely recommend it.

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Oskar S.

Verified review

4.9 (512 reviews)

Trusted by over 80,000 clients

At simpl.rent, we help tenants build a reputation as reliable renters and protect themselves from accidental damages in rented apartments.

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Frequently asked questions

The simpl.rent solution allows for remote tenant verification, which involves:
  • Confirming the tenant's identity.
  • Checking the tenant’s income level to see if it sufficiently covers the rent. We verify whether the tenant earns at least twice the rent amount — e.g., if the rent is 2,000 PLN, we check if the tenant earns at least 4,000 PLN, in accordance with the Income Verification Policy.
  • Verifying the tenant’s payment and credit history to assess the risk of late payments based on analyzed data.
To obtain a positive Tenant Certificate, you must successfully complete all 3 stages of the verification process:
  • Identity verification
  • Credit history verification
  • Income verification, confirming your average net income from the last 3 months is at least twice the rent.
You can find detailed information in the Income Verification Policy.
Yes. You need an account on the simpl.rent platform as this allows us to keep you informed about the verification process and outcome.
We take data protection very seriously. Our procedures include conducting regular security tests, and all data is encrypted during transmission using an SSL connection with a 2048-bit key. Personal data is processed only for the purpose of the specified process and is not disclosed to third parties. To learn more, please read the Tenant Data Protection Information and Privacy Policy.

If you have further questions, feel free to contact our Data Protection Officer at rodo@simpl.rent — we are happy to help.
Renting a property is a transaction worth tens or even hundreds of thousands of Polish zlotys per year. It is essential to verify a potential tenant’s income to ensure they have sufficient financial resources to safely rent an apartment without compromising their financial liquidity.
Creating a tenant profile increases your credibility to the property owner. simpl.rent guarantees that the landlord or letting agent sees only the Tenant Certificate and not your sensitive data.
The average net income of the tenant or tenant group must be at least twice the rent payment. For example, if the monthly rent is 3,000 zł, your net income after deducting taxes and social security and health insurance contributions (equivalent to Polish ZUS) must be at least 6,000 zł. Additionally:
  • To pass the income verification process, the tenant must demonstrate a legal right to earn income and prove that they are actually receiving this income. Income verification is primarily conducted by submitting documents in accordance with the requirements outlined in point 4 of the Income Verification Policy.
  • The employment contract or other employment document used for verification must be valid for at least 3 months from the date of verification.