protect your interests
The simplest insurance premium calculation on the market
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'All Risks' insurance
Protect the building, fixtures and contents. The protection applies if something is destroyed, cracked or flooded – unless it is explicitly excluded.
Calculation in seconds
No property details or personal data needed. Simply enter the property value to find out the premium.
Fast assistance and claims settlement
Make a claim online and PZU will take care of the rest – from assistance to paying out the compensation.
What does the insurance cover?
We protect you with the highest 'All Risks' cover
Your apartment or house
As well as all elements permanently connected to it, including:
- Structural elements: foundations, walls, ceilings and floors.
- External elements: gutters, window sills, fencing, balcony enclosures, terraces and solar panels.
- Fixtures: built-in furniture and appliances, installations, fittings and intercom.
Your apartment or house
As well as all elements permanently connected to it, including:
- Structural elements: foundations, walls, ceilings and floors.
- External elements: gutters, window sills, fencing, balcony enclosures, terraces and solar panels.
- Fixtures: built-in furniture and appliances, installations, fittings and intercom.
Your everyday belongings
And elements that are not permanently installed, including:
- Electronic equipment and home appliances, furniture and decorative items.
- Clothing, jewellery and personal items.
- Bicycles, pushchairs, sports or gardening equipment.
Your everyday belongings
And elements that are not permanently installed, including:
- Electronic equipment and home appliances, furniture and decorative items.
- Clothing, jewellery and personal items.
- Bicycles, pushchairs, sports or gardening equipment.
Scope
What does it cover?
We provide you with the broadest coverage regardless of whether you live in the insured property or rent it out, covering all risks (except those listed in the exclusions).
Example claims
With the right cover you're in control when the unexpected happens
damaged equipment
Burnt wires after a power surge
A sudden power surge damages the fridge, washing machine and television all at once.
Estimated cost4,300 zł
burglary
Burglary
Broken door, stolen laptop and jewellery.
Estimated cost12,600 zł
graffiti on the wall
Vandalised façade
Graffiti requiring cleaning or painting.
Estimated cost2,400 zł
Liability exclusions
What's excluded from the coverage?
A claims settlement should never come as a surprise, which is why we ask you to familiarise yourself with the exclusions.
Read more in the Insurance T&Cs
Additional cover
Extend your insurance to cover what matters to you
Home Assistance
Quick professional help and cost coverage in the event of a breakdown, e.g. plumbing issues.
Liability insurance
Protection when you or your close ones accidentally cause damage to others, e.g. flooding a neighbour.
Breakages and cracks
Compensation for accidental damage to items, e.g. glass panes or a kitchen hob.
Legal expenses insurance
Cost reimbursement and legal support in disputes up to 30,000 zł.
+150,000 satisfied clients
Insurance agent registered with the Polish Financial Supervision Authority (KNF)
Backed by market leaders
+100,000 satisfied clients
Insurance agent registered with the Polish Financial Supervision Authority (KNF)
Backed by market leaders