What details do I need to verify a tenant?

All we need is the tenant's email address. Enter it in the form and we will send the tenant a verification invitation. Alternatively, you can copy the link and send it via a messenging app – SMS, WhatsApp, a listings portal. The tenant goes through the process independently and you will receive the result by email.

Do you verify non-Polish citizens?

Yes, we verify non-Polish citizens – their identity, credit history and income. For identity verification, non-Polish citizens most often go through passport verification. For credit history, we use integrations that allow us to check people without a Polish national ID number (PESEL) by passport number and date of birth. Our entire app works in Polish, English and Ukrainian, and our customer support team speaks all three languages.

Do you verify self-employed individuals?

Yes, at simpl.rent, we also verify self-employed individuas. We do not verify companies.

Will the tenant know about the verification?

Yes! Verification takes place exclusively with the tenant's consent. To go through verification, the tenant must receive an invitation and give the necessary consents during the process.

How long does it take to get the verification result?

The first two stages of verification – identity confirmation and credit history – are usually finalised within a few minutes. For income verification, if the tenant provides all the required documents, the result is ready within an hour*. Typically, the process from sending the invitation to receiving the certificate usually takes 1–2 working days, to allow the tenant to gather and send the documents. *Our team verifies documents submitted by the tenant on working days between 9:00–18:00. Detailed information about the required documents can be found in the Income Verification Policy .

What if the tenant doesn't want to go through the verification process?

Some tenants may refuse – tenant verification is still not standard in Poland. But renting out a property to a stranger means handing over the keys to an asset worth at least several hundred thousand PLN. Checking their financial situation before signing the agreement is not only sensible, it is fully justified. If a tenant avoids verification, provides inconsistent information or pressures you into signing quickly – take it seriously. A few weeks of vacancy costs far less than months of non-payment.

Rent out based on tenant verification - not your gut

26% of landlords experience payment problems.

83% of landlords don't verify their tenants.

50% of payment problems depend on the tenant's financial stability.

trusted by The biggest players

Comprehensive verification

GDPR compliant

Foreign national checks

Rent payment insurance discount

Our experience

Trust backed by data

300 000+

documents have already been verified

150 000+

users are using simpl.rent solutions

500 mln+

financial records accessed during verifications

150 mln zł+

in insured rent payments

case study

Kamil's story

First, over a year of non-payment resulting in a loss of 40–50k zł. And then a few years later, a newly renovated property destroyed within six weeks.

We understand your concerns

A proven model

IKEA, banks and loan companies verify income for smaller amounts. Renting an apartment carries larger risk.

A rational, financial decision

You're handing over an apartment worth hundreds of thousands. Checking their financial situation is a rational minimum.

The tenant may refuse verification

Verification is not yet standard in Poland. If the tenant refuses verification, this may itself be a sign of risk.

The risk you can't see

We have verified 300,000+ documents

Do you know which document is forged? You don't have to — we do, and we'll help protect you.

Verify tenant

Benefits of verification

A professional tool similar to banking solutions

Filter out unsuitable candidates

If the tenant refuses verification, this may itself be a sign of risk.

Reduced risk

By choosing a tenant with a positive Tenant Certificate, you reduce the risk of rent non-payment even before signing the agreement.

Lower cost of financial protection

A positive verification is a condition for rent payment insurance and gives a premium discount of up to 50%.

Step by step

Send the invitation – we handle the rest

Send an invitation in 60 seconds

Create a verification invitation – fill in the property address and the rent amount including bills. Enter the tenant's email address and we will send them the verification link; alternative, you can send it via any messenging app.

testimonials

Hear tenant stories

Although I didn't meet the income criteria at the start, thanks to my mum's support and the simple verification process I managed to rent my dream apartment.

Klaudia, Bioinformatician

A quick verification process and tenant insurance, which came in very handy when my dog caused some damage.

Kamila, Social Media Specialist

The verification took 5 minutes. After submitting my employment contract, within a few minutes I was able to sign the rental agreement.

Bartek, Personal trainer

A simple process that guides you step by step – from filling in your details to uploading the contract – with no obstacles along the way.

Michał, PRS employee

We received the link, sent the income confirmation, and that was it – by the end of the day we already had the green light to sign the contract.

Maciej, Barber

What do we check? (1/3)

Credit history

At this stage we'll tell you whether the tenant's financial history indicates an elevated risk of non-payment. The analysis is carried out with the tenant's consent and shows whether they have settled obligations on time in the past.

We check the repayment history of obligations, arrears and active debt entries.
We analyse data from 5 leading databases: Credit Information Bureau (BIK), Polish Bank Association, KRD Economic Information Bureau, InfoMonitor Economic Information Bureau and ERIF.
We have access to over 300 million financial records of Polish and foreign nationals.

What do we check? (2/3)

Income

A positive result means the average documented net income is at least twice the total rent.

We analyse income confirmation documents (contracts, certificates, other income sources).
We verify the authenticity of documents and detect forgery attempts.
We combine automated analysis with manual verification (each case is checked by at least one person).

What do we check? (3/3)

Identity

We'll provide you with information on whether the tenant is the person they claim to be and whether they are using an authentic identity document.

We verify Polish citizens and foreign nationals.
A verified identity enables claims to be pursued in the event of a breach of tenancy terms.
We have experience checking individuals from around the world, including Ukraine, Belarus, Germany, the USA, Japan, Mexico and Oman.

tenant verification pricing

Your effective risk filter

15,000 zł is the average debt caused by a tenant, according to the KRD Economic Information Bureau. Protect yourself for a fraction of that amount.

Tenant verification

249 PLN

Verify up to 10 tenants simultaneously for a single property address.

Check identity, payment history, credit history, and income.

Use within 12 months of purchase.

Verify up to 10 tenants in parallel.

Verify groups and foreigners.

Get up to 50% discount on rent insurance with a positive verification result.

Buy verification

4.9 (+500 reviews)

Find out more

Ensure you know to whom you are handing over the keys

Watch our explainer on how tenant verification works and what you will see on the Tenant Certificate.

Don't just take our word for it

Hear from our clients

Kamil Barejko

Competency Development Expert

Maciej Zięba

COO, Homfi

Joanna Olszewska

Sales and Leasing Director, Heimstaden

Bartosz Kułakowski

Managing Director, Vonder Polska

Izabela Stańczak

Letting and Acquisition Manager, LivUp

Paula Bieganek

Individual Client Manager, Resideo

Monika Turlej-Kłosińska

CEO, Fiesta Zarządzanie Najmem

Małgorzata Podbielska

Real estate agency owner, En Casa

Bartłomiej Łepkowski

Senior Asset Manager, Zeitgeist

Paula Ojrzyńska

Letting agent, En Casa

Useful links

Access additional resources

How should I talk to a tenant about verification?

Find out how to explain tenant verification and use a template message.

How should I talk to a tenant about verification?

Find out how to explain tenant verification and use a template message.

What does the tenant verification process look like?

Watch to see what we check, how the process works and what other landlords ask.

What does the tenant verification process look like?

Watch to see what we check, how the process works and what other landlords ask.

I am looking for more information. Can we talk?

We can discuss your personal situation and how verification can work for you.

I am looking for more information. Can we talk?

We can discuss your personal situation and how verification can work for you.

debunking myths

Still have doubts?

'Verification will put off good tenants'

A good tenant has no problem confirming their reliability. Verification is about reducing risk.

'It won't achieve anything'

Over 50% of payment problems result from the tenant's financial situation. Verification doesn't guarantee perfect outcomes, but it significantly reduce risk.

'I have never had a problem with a tenant'

And we want to keep it that way. Many landlords have years of renting out to reliable tenants before experiencing their first case of non-payment.

'What's the point of checking income?'

Your property is worth hundreds of thousands – shops, banks and loan companies verify income for smaller amounts. Checking the tenant's financial situation is a rational financial decision.

faqs